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Cultures of Credit: One-Day Workshop on Financial Exclusion, University of Leeds, 22 April 2016

22nd April 2016 @ 9:30 am - 4:00 pm

Interdisciplinary and Comparative Perspectives on Financial Exclusion

9.30-4.00pm, Friday 22 April 2016, Leeds University Business School, Western Lecture Theatre Teaching Room G.06, https://goo.gl/maps/V8Lt2YJp6VD2.


A one-day workshop on the theme of financial exclusion, exploring how different cultures of credit are linked to specific social identities of class, gender, ethnicity.

  • What are the social and cultural determinants of financial exclusion? Are the marginalized responsible for their own exclusion or are they victims of the system?
  • Is inclusion into mainstream financial institutions necessarily beneficial for the marginalized? What sorts of alternative strategies and institutions exist outside the mainstream?
  • How do the structural forces of globalization and financialization connect to the practices and cultures of everyday credit relationships?

Our keynote speaker is the development geographer Dr Kavita Datta (QMUL), author of Migrants and their money: Surviving financial exclusion in London, on the everyday financial practices of migrant communities.


9.30-9.40 Welcome and Introductions.

9.40-11.10 Panel 1

  • Hanna Szymborska (Leeds), “Inequality in the 21st Century – a balance sheet story.”
  • Edward Pemberton (Sheffield), “The Welfare State and Financial Inclusion: A Governmentality Approach.”
  • Sarah Wilson (York), “Addressing Financial Exclusion: The key to addressing social justice concerns and financial system functionality?”

11.10-11.30 Coffee

11.30-13.00 Panel 2

  • Lerong Lu (Leeds), “Financial Exclusion of Small and Medium-sized Enterprises in the UK.”
  • Sally Brooks (York), “The Digital Revolution in Financial(ised) Inclusion.”
  • Simon McNair (Leeds), “Routes into, and psychological consequences of, over-indebtnedness.”

13.00-14.00 Lunch

14.00-15.30 Keynote and Discussion

  • Dr Kavita Datta (QMUL), “Financial inclusion with a purpose? Financialising migrants, their money and development.”

15.30-16.00 Future Plans


The ‘Cultures of Credit’ White Rose Interdisciplinary Research Network was created to consider cultures of personal credit in comparative and interdisciplinary perspective. It brings together complementary expertise across a wide range of disciplines at the Universities of Leeds, Sheffield and York, including (but not limited to): sociology, law, economics, politics, geography, management, social history.

The network is funded by the White Rose Doctoral Training Centre and particularly encourages participation by doctoral and post-doctoral researchers alongside established academics.

Registration is free. To register for the event and for any queries, please contact Dr James E. Shaw j.e.shaw@sheffield.ac.uk


22nd April 2016
9:30 am - 4:00 pm
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Leeds University Business School
Leeds, United Kingdom